Frequently Asked Questions

Where do I start with investments?

Your first step used to decide what you want to achieve. Are you saving for a specific short-term goal, such as a deposit for your first property, a new car, or to pay your children's university fees? Or are you saving for the long term, to fund your retirement? Your answers will largely determine how and where you invest. This is why we are here to help you achieve your goals. Get started with us immediately.


How does Pennywise compare to other Robot-advisors?

Like Penny Wise, most robot-advisors use technology to recommend a portfolio and automate the investment process. Pennywise doesn't stop there. We’re designed to help you identify your financial goals, choose a portfolio for each of your goals, automate your savings, and keep your taxes and fees low. Then, when you have questions, licensed experts from our Support and Advice teams are ready over the phone, or to refer you to a one-on-one financial advisor.

In other words, Pennywise aims to help you answer, “How can I be a smarter, better investor across my finances?” while other robot-advisors only answer “What should my portfolio look like?”


How much risk should I take?

The shorter your timescale, the fewer risks you can afford to take. You should never invest money in the stock market that you may need in the next few years, as that does not give you enough time to recover from a market crash. Pennywise Wealth Management is a place to start and start getting your returns immediately.


When will I see a return on my investment?

For most investment companies It takes time to gain traction. Bearing in mind that most fail, if you do happen to invest in one that is successful, it usually takes a few years before a company would be in a position to pay dividends however for pennywise wealth management you will start seeing your returns in the next 24hrs.


Is Investing With Pennywise Wealth Management safe?

Yes. Our investment strategy is extremely safe and secure types of investments.


Can I lose more than I invest or the Money I Invest?

No. You cannot lose your money with pennywise wealth management. We have taken every measure to ensure that your money is safe.


How do you differ from other similar companies?

How does Pennywise compare to other Investment Companies?

Like Pennywise, most Investment Companies use technology to recommend a portfolio and automate the investment process. Pennywise doesn't stop there. We’re designed to help you identify your financial goals, and work towards achieving your goals, then, when you have questions, licensed experts from our Support and Advice teams are ready to help.

In other words, Pennywise aims to help you answer, “How can I be a smarter, better investor across my finances?” while other robot-Investment Companies only answer “What should my portfolio look like?”


How is Pennywise regulated to keep investors’ money safe?

Pennywise Wealth Management, a Registered Investment Advisory, incorporated in England and Wales with limited liability by Royal Charter 1853, under reference No. ZC18.

Pennywise offers Advice and Investment as a fiduciary, and we help you manage your money. We do this work as a legal entity—Pennywise Wealth Management LLC, which is a-registered investment Company. Your money is protected and insuring investors up to $900,000 (including $450,000 in claims for cash).


What investments does Pennywise offer?

For each of your financial goals, Pennywise recommends a specific portfolio strategy. This portfolio strategy is designed to reflect the total world market to help maximize expected returns while minimizing risk.


How do I move my money to Pennywise?

There are two primary ways to move money to Pennywise:

  1. By transferring investments from an account at a different firm, and
  2. By linking a bank account to make cash deposits.

In addition to transfers, any customer can link their bank account to Pennywise to make cash deposits, including regular automatic deposits. To help prevent fraud, Pennywise customers can link only one bank account at a time for deposits. You can sync as many bank accounts as you wish to simply see all your assets in one place.


How can I get help when I need it?

We work hard to offer many insightful resources to let you access the help you need. We also have a knowledgeable Customer Support Team available seven days a week to help answer your questions about Pennywise and your account. Sign up today to get started and contact us with your additional questions.

How would you like to get started?

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